Personal Saving Rate

January 2023 4.7 %
December 2022 4.5 %
November 2022 4.0 %
October 2022 3.4 %

The U.S. personal saving rate is personal saving as a percentage of disposable personal income. In other words, it's the percentage of people's incomes left after they pay taxes and spend money.

  • Current Release: February 24, 2023
  • Next Release: March 31, 2023

What is the Personal Saving Rate?

Income left over after people spend money and pay taxes is personal saving. The personal saving rate is the percentage of their disposable income that people save. This rate is followed to learn about Americans' financial health and to help predict consumer behavior and economic growth.

Learn More

 What is the Personal Saving Rate

Contact Personnel