Personal Saving Rate

November 2021 6.9 %
October 2021 7.1 %
September 2021 8.1 %
August 2021 9.8 %

The U.S. personal saving rate is personal saving as a percentage of disposable personal income. In other words, it's the percentage of people's incomes left after they pay taxes and spend money.

  • Current release: December 23, 2021
  • Next release: January 28, 2022

What is the Personal Saving Rate?

Income left over after people spend money and pay taxes is personal saving. The personal saving rate is the percentage of their disposable income that people save. This rate is followed to learn about Americans' financial health and to help predict consumer behavior and economic growth.

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 What is the Personal Saving Rate

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